It’s a known fact that spas are the epitome of an ideal holistic relaxation experience. The scent of patchouli wafting throughout the spa, the slight sound of trickling water coming from the miniature waterfall fountain and smiling staff warmly welcoming you - for clients, it’s like 7th heaven. But behind the scenes, spa owners and staff are bustling about, making sure that everything works like clockwork. Even in the best-run spas, accidents do happen, which is why we have spa insurance to help cover the costs. However, there are a number of spa insurance secrets that you might not have known, so grab your chai tea and let’s jump into it!
As a business owner, you’re well aware of the more common types of spa business insurance, like buildings, contents, public liability, self-employed and employers’ liability insurances - however, that’s just scratching the tip of the iceberg. There are a number of other insurance policies that can really give you an added sense of security which include:
You read correctly - hair and beauty businesses have been migrating over to digital solutions for better running and managing their enterprises. Storing sensitive data like staff salaries, monthly revenue and client information onto a digital spreadsheet is a great convenience. After all, imagine having to flip through a stack of hundreds of client cards, notes and reports in order to find what you’re looking for - with a digital solution, finding that spreadsheet is just a click away. So where exactly does cyber insurance come into play? Well, imagine that an unauthorised person makes their way into your files, be it by hacking into your computer, or by simply walking up to it. Now you might have a problem. Although you wouldn’t want peering eyes to see your revenue reports, your greatest concern would be having your clients’ data getting breached. A person with malicious intentions might steal their information and sell it, or, in the case of a staff member, might take your clients if they plan on migrating to another business. Not only is this a GDPR violation, but if your clients find out, you might also get sued. Cyber insurance pays the legal fees imposed by affected clients - however, here’s the thing: you don’t necessarily need this kind of insurance if you’re taking the right preventative measures.
Both your insurance broker and the company you sign up with will tell you that you absolutely must insure even the tiniest speck of dust in your spa. Obviously, one of the spa requirements is to have employers’ liability insurance, but what about employee dishonesty coverage or cyber insurance? By going with a package that includes only required insurance plans and by introducing a number of changes to how your spa is run and managed, you can actually save a pretty penny. Here’s what you can do to make your spa a safer place and to free yourself of unnecessary insurance plans:
By bringing these changes to your spa, you significantly reduce the possibility of getting sued for injuries caused by products, staff dishonesty or even cyber data breaches. And with a reliable spa system like Booksy, you can store sensitive client data and restrict staff access to it. Best of all, your data is stored securely on our servers, which are protected with an encryption cypher that prevents third parties from getting access to it. Additionally, Booksy works as a spa online booking system, which lets you track and manage appointments with ease. Sign up with Booksy for state of the art security in your spa - no credit card required, no hidden fees.
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